If getting onto the property ladder is your preferred option there are a number of steps that you will have to follow to buy a home.
Think about your finances
- The first thing you need to do is work out how much you can afford to borrow for a mortgage
- Be honest, add up all the costs involved in buying a home and how much you think it will cost to live there
- Remember, your home may be repossessed if you do not keep up your payments on your mortgage
Choose and arrange a mortgage