Welfare Reform

Universal Credit

Universal Credit (UC) is administered by the Department for Work and Pensions and aims to make the welfare system simpler by replacing six benefits and tax credits with a single monthly payment.  Universal Credit applies to claimants of working age only.

Universal Credit replaces:-

Benefit Cap

Benefit Cap is a deduction applied to the total amount of Universal Credit or Housing Benefit working age people (16-64 years old) can receive.

Are you affected? see link Affected by Benefit Cap

Not affected? see link for exemptions from the Benefit Cap Benefit Cap Exemptions

Benefit Cap applies once your income from benefits reaches:

£423.46 a week if you are a couple or have children  or
£283.71 a week if you are a single person

Welfare Reform

How are the changes going to affect you?

The UK Government is making major changes to the benefits system. If you are of working age (16-64) and claim benefits, then you may be affected.

You might have to apply for a new type of benefit or you might get less money than you did before.  We want to help you find information and advice that will help you to plan ahead and take steps to prepare.

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